For individual Investment Accounts, the minimum amount you can invest is $25.
For IRA accounts, the minimum is $5,000.
We do not make any recommendations; however, we have found that investors generate a more stable return when they diversify their investment over many different Notes, with each Note corresponding to the borrower loan of a different borrower. Prosper’s Notes are offered by Prospectus which is an official document that describes all the key information for the Notes we offer. You can find our Prospectus on our website at the bottom of any page at www.prosper.com.