There are three ways to invest on the Prosper platform:
- You can search for individual loans and manually invest by clicking “Invest Now” from any loan.
- You can use the Auto Invest tool, which will automatically invest in loan listings that meet your specified criteria: target allocations by Prosper Rating, with the option to set additional criteria for loan term, employment status, debt-to-income ratio, public record status or co-borrower status. Over time, the Auto Invest tool will build your portfolio according to the target allocations you have set.
- You can create a standing Recurring Investment order, which allows you to automatically invest in loan listings that meet your specified loan listing criteria. Please note, this option is only available through our website and is not available through the Prosper Invest mobile app.
- You can place investments through our API. For more information, please visit the Prosper for Developers site.