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What happens after I make my investments?

After you place your investment, the loan request will remain active until the listing reaches full funding. If full funding is not reached by the 14th day but >70% of the listing was funded, the borrower still may receive a loan. The borrower’s loan request will remain in a pending review status until Prosper can complete the loan verification and make a decision to approve or cancel the loan request. When a loan is approved, the borrower will be transferred their loan amount less the one-time loan origination fee. The investor will receive a borrower payment dependent note, and interest will begin accruing from the loan origination date.

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