After you place your investment, the loan request will remain active until the listing reaches full funding. If full funding is not reached by the 14th day but >70% of the listing was funded, the borrower still may receive a loan. The borrower’s loan request will remain in a pending review status until Prosper can complete the loan verification and make a decision to approve or cancel the loan request. When a loan is approved, the borrower will be transferred their loan amount less the one-time loan origination fee. The investor will receive a borrower payment dependent note, and interest will begin accruing from the loan origination date.