After you have submitted all required documents, Prosper will complete the underwriting and verification. During this process, your loan will remain listed until investors commit to funding your requested loan amount. Investors have up to 14 days to commit funds to your loan. If Prosper is unable to verify or approve your loan application based on the documents provided, the application will be denied. If your loan application is denied, you will be provided with information about the basis for the denial.