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How does Prosper set interest rates?

Prosper has an interest rate committee which meets regularly to set interest rates for all borrower loans. The interest rate table currently in effect for the Note Channel is set forth below. In addition, the interest rate for each loan listing, as well as the yield percentage for the corresponding Notes, is included in the listing report filed for that listing. This information is also included in the listing itself when it is posted on our marketplace.

Prosper Rating Borrower Rate Min Borrower Rate Max
AA 3.00% 15.00%
A 6.00% 19.00%
B 9.00% 23.00%
C 12.00% 27.00%
D 16.00% 33.00%
E 21.00% 36.00%
HR 25.00% 36.00%
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