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What is an instant transfer and when can I qualify for it?

When a transfer to Prosper meets certain requirements, funds are made available in an investor’s Prosper account instantly, with no delay.

Requirements for instant transfer:

  • Transfer amount must be between $25 and $10,000.
  • Sum of pending transfers cannot exceed $50,000.
  • You have at least 1 active note in your portfolio
  • Your cash balance cannot be negative.
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