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How does the process work to receive my monthly payments?

When a borrower makes a payment on a loan, after a short delay for processing, your portion of the payment will be added to your available cash balance in your Prosper account. You can use the funds to invest in more loans or transfer them to your bank account as you wish. Because different loans have different payment due dates, most investors with multiple notes see a continuous stream of small payments added to their account throughout the month.

 

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