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Who can borrow money through Prosper?

A borrower must be a U.S. resident in a state where loans through Prosper are available, and must have the following:

  • a bank account
  • a Social Security number
  • a credit score of at least 640 (Prosper uses TransUnion to obtain credit scores.)

Depending on qualifications, approved borrowers can request unsecured loans from $2,000 to $35,000.

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