Prosper is an online marketplace where creditworthy borrowers can request a loan and Investors can invest in notes (or pieces) of each loan. Investors receive a portion of those payments directly to their Prosper account proportional to their pro rata share of the loan. Building a diversified portfolio of many different Prosper notes is more likely to generate a stable yield as well as monthly cash flows. Prosper’s notes are offered by Prospectus which is an official document that describes all the key information for the investments we offer. You can find our Prospectus on our website at the bottom of any page at www.prosper.com.