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How is the estimated max line amount calculated for my HELOC?

If you’ve received both a Personal Loan and a HELOC offer, your estimated maximum line of credit is based on your requested personal loan amount. 

 

Otherwise, the credit limit or maximum line amount on your HELOC is based on the amount of equity you have in your home, your creditworthiness, your debt-to-income ratio, and other factors.  

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